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Articles on Finance Topics

Types of Mortgages

On Feb 25, 2015 0 104 52

A mortgage is a loan that must be taken out by all homebuyers. The mortgage is provided by a bank or other lending institution and gives the homebuyer the money needed to purchase the home. The mortgage then needs to be paid back by the borrower in monthly payments with interest on the loan...

Cleaning the Mess in Your Credit Report

On Feb 25, 2015 0 104 52

An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document...

Cash Advance Industry Standards

On Feb 25, 2015 0 104 52

Cash advance industry standards have been defined by the Community Financial Services Association, or CFSA, an appropriate task for this industry trade association considering the explosive growth of the cash advance industry...

¿Como Encontrar Pareja si Estas Solo o Sola

On Feb 25, 2015 0 104 52

Encontrar pareja es algo no tan fácil de hacer. Todo depende en las posibilidades y opciones de cada uno. Como buscar departamento por ejemplo, requiere saber como buscar, en que sitios, en que inmobiliarias, etc...

Picking the Best Mortgage

On Feb 25, 2015 0 104 52

There are so many mortgage options available today. Don't just take the first one to offer nice terms -- this is a big investment. And with any big investment, you have to shop around for the best mortgage available...

Unique Down Payment Strategy

On Feb 25, 2015 0 104 52

Coming up with a down payment for a home can be a lengthy process. Most people do not realize they can use a unique down payment strategy to free up cash. Unique Down Payment Strategy Making a down payment on a house purchase can be a breeze or incredibly challenging depending on the type of loan you are pursuing...

Charity car donation – steps to take

On Feb 25, 2015 0 104 52

You can donate your car to a wide range of charity organizations, but picking the most representative ones requires getting some previous information. So before actually donating your car, make sure you get some relevant info about the charity organization, its purposes, projects and usage of your car...

Understanding Debt Consolidation Right

On Feb 25, 2015 0 104 52

Debt consolidation is basically transferring of balances from multiple accounts with high interest rates to another account with relatively lower interest rate. Debt consolidation may involve transferring of balances from multiple unsecured loans into another unsecured loan...

Individual Rights Before Wage Garnishing

On Feb 25, 2015 0 104 52

There are individuals unfortunate enough to find themselves in a position where they are contacted by a state or federal agency regarding an old debt, or even those with delinquent student loans, find themselves facing a wage garnishment through an employer...

Paper Certificates or Street Ownership? Is one safer?

On Feb 25, 2015 0 104 52

When you buy stock in a publicly traded company, you become a shareholder and are entitled to own a stock certificate of ownership, if the company issues those. In the past, some of these certificates have become collectible works of art or memorabilia, as companies put extra effort into producing attractive looking documents...