Read latest personal finance articles about loans, saving & spending, lifestyle, insurance, taxes, career & education, retirement, and real estate. Try our calculators for setting your savings goals for a car, down payment for a home, education and other needs as well as mortgage calculator to determine monthly payments for a home. Search glossary to better understand financial terms and their meanings.

Articles on Finance Topics

Laidlaw Investment Banking - History - 160 Years of Change

On Feb 25, 2015 0 104 52

The Webster-Ashburton Treaty established the United States-Canada border east of the Rocky Mountains. John J. Greenough received a patent for the sewing machine paving the way for a boom in New York’s furnishings and apparel industry...

Mortgage Rates Continue to Drop, but Demand Still Low

On Feb 25, 2015 0 104 52

For the fourth week consecutively, the mortgages rates eased a little more. According to the recent Primary Mortgage Market Survey by Freddie Mac, the rates for both short-term loans and long term loans have fallen by a small margin in the last week...

Going Cashless

On Feb 25, 2015 0 104 52

Many people believe that eventually, and sometime in the not so distant future, no one will carry cash in their pockets, and everything will be purchased using plastic. Others think that will happen around the same time that people start driving around in space cars, or when we have domesticated robot maids to clean our homes and make our meals...

Top Financial Mistakes Made by College Students

On Feb 25, 2015 0 104 52

1. Blowing your school loan money! Instead of using your financial aid for books, tuition, room & board, many students will choose to finance their extravagant lifestyle of partying, clothes, gadgets, and eating out...

Debt Consolidation – When Should You Consolidate

On Feb 25, 2015 0 104 52

Exactly when is the right time to consolidate anyway? You hear a lot of debt consolidation pitches. You read about the benefits of debt consolidation. Does this mean you should consolidate because experts say it’s good for your finances? This article will try to shed light on when debt consolidation is called for...

Spending Plan - A Nice Word For Budget

On Feb 25, 2015 0 104 52

To many people the word budget implies something constraining and negative. But a budget is really nothing more than a spending plan. By planning how and when you will spend your money, you are really just living within a budget...

Making Money on the Global Warming Crisis

On Feb 25, 2015 0 104 52

Bad weather may be heading our way. Many very smart voices have raised their volume over the number of alarming red flags pointing to a worldwide environmental catastrophe coming in a few years or decades hence...

Using A Simple Interest Calculator-Finding The True Price Of Money

On Feb 25, 2015 0 104 52

Copyright 2006 Stellar Force The True Price Of Money Everything costs something, even money. The price of money is the interest paid. In the case of your “idle” funds (savings account, money market, CDs, savings bonds, etc...

The Benefits Of Multiple Sources Of Income

On Feb 25, 2015 0 104 52

Inflation and economic trends require families to have two incomes just to stay even with their expenses. It may be that, in the future, even two incomes will not be sufficient. It is a good idea to be prepared for bad economic times rather than to simply hope for the best and suffer if the best does not come...

Tenant Loans-No More Torn Pockets

On Feb 25, 2015 0 104 52

Introduction: To lead a happy life is the main aim for everyone in this world. For this they will be having a planned monthly budget and they will be maintained it nearly perfectly. But in this fast moving world it’s a bit tough task maintaining the entire family budget easily without any ups and downs...